Come tour this Newly Renovated colonial home in lovely Florence, with its attractive riverside setting. Don't worry, Not in a flood zone. Front Street runs alongside the river, and 2nd Street is one street back, within walking distance of the picturesque riverfront. Welcoming living room, family room, and spacious kitchen on the main floor, and 3 good sized bedrooms upstairs. The family room could be used as a formal dining room if desired. Besides the front entrance, there is a side covered porch entrance and also a large deck off the back of the home. Renovations include a brand new eat-in kitchen with white shaker cabinets, stainless steel appliances, quartz countertops and subway tile backsplash; all new luxury vinyl plank flooring throughout; all new drywall, paint, trim, windows and doors; brand new heater, central air, & hot water heater; new plumbing, water line, and gas line; new electrical and lighting; and the roof is newer! Basement for storage and washer/dryer hook up. The Detached Garage in the back yard can also be used for storage; it backs up to the hidden Lane behind the spacious yard. Double lot measures over 8000 square feet. NOTE: Buyers who have not owned a primary residence during the past 3 years may qualify for the $10,000 First Time Home Buyers Grant through NJHMFA. The Grant can be used toward any down payment and/or closing costs! Information on the Grant is attached. ALSO, this home is eligible for USDA 100% financing (meaning no out-of-pocket down payment). Don't miss out on these valuable programs! Contact a participating mortgage lender today to inquire about the $10,000 Grant and 100% USDA financing.